8 1/2 Things I Wish I Knew Before Buying a Home

About 3 years ago, my husband and I bought our first home. Prior to that, I knew very little about the home buying process, mortgage loans, homeowner’s insurance, etc. I had worked briefly for a bank and used some professional knowledge to navigate the process, but I ended up doing a ton of research anyway. BecauseContinue reading “8 1/2 Things I Wish I Knew Before Buying a Home”

The Top 5 Places I’d Travel If I Could Go Anywhere

Last night I was dreaming with my eyes open. I opened the Living Social app on my phone and scrolled through pictures of cities with gleaming lights and pristine beaches. This winter had me longing for spring.  (And now that spring has sprung, it’s ceded place back to winter!)  But I’m not just lusting afterContinue reading “The Top 5 Places I’d Travel If I Could Go Anywhere”

Is Sallie Mae Helping or Harming Black Millennials?

For almost the past 50 years, there has been a shift in the American Dream of success, especially in regards to black families. Civil rights laws opened doors to education. Colleges and universities began to flood with women and minorities who previously weren’t welcomed at institutions of higher learning. By the time the generation ofContinue reading “Is Sallie Mae Helping or Harming Black Millennials?”

Frugal Fruit Smoothies (not what you think)

My name is Dara and I am a Frugal Frannie. In real life, reckless is not an adjective anyone would use to describe me at all when it comes to personal finance. For the past four years, I’ve been slightly preoccupied with money management, learning best practices, pitfalls, and carving out my personal finance (PF)Continue reading “Frugal Fruit Smoothies (not what you think)”